Have you ever been tired behind the wheel? Most people have had this experience at least once and are not sure whether it’s truly impacting their ability to drive. But when you ignore that sensation that you’re struggling to focus, you could wind up in an accident. Most people don’t find this out until it’s too late.

Previous research indicated that drowsy or sleepy driving was not behind too many vehicle accidents although the potentially catastrophic impacts of those accidents had far reaching ripple effects for those involved in such an incident. Personal injury lawyers have noted the increase in the number of drowsy driving accident cases coming forward, but new research shows that there may be significant reasons to target drowsy driving and its potential dangers.

A AAA Foundation for Traffic Safety study found that motorists are falling asleep behind the wheel at significant rates. They looked at more than 700 crashes and used a scientific measurement to determine in video footage whether a driver was sleepy in the moments leading up to the crash. They found that between 9.5 and nearly 11% of accidents, drowsiness was a critical factor. Federal researchers had previously believed that the impact of drowsy driving was much smaller around 1% because that was what was reported to police officers at the scene of the accident. However, the previous National Highway Traffic Safety Administration research evaluated in 2017 only included those self-reported data points which are notoriously low because drivers are unlikely to share that they were tired behind the wheel when involved in a major accident.

If you or someone you know has already been hurt in a serious drowsy driving accident, you deserve to have your questions answered and your case handled by an experienced professional who cares about you and your future. Scheduling a consultation with a personal injury attorney who cares about you and your loved ones could be the most important thing you do in the wake of a critical accident.

 

In the past year, the Centers for Disease Control and Prevention has announced that sleep deprivation is a serious health problem. As the new health crisis, this has to do with the fact that so many millions of people across the United States do not get the recommended 7 to 9 hours of sleep per night.

This can have detrimental effects on their health, including increasing their chances of depression and anxiety.

The consequences can become catastrophic when a tired driver gets behind the wheel. When someone who is not paying appropriate attention, because they are tired, the accidents that result can be severe and life-changing. Many of the victims may suffer fatal injuries because of such an accident. A driver who falls asleep at the wheel may lose control of the car completely and may travel for several hundred feet before waking up.

No victim should be the one wondering how they’ll pay their bills and put this issue behind them- that should be the responsibility of the at-fault driver.

This can lead to multi-car collisions and accidents with severe injuries like spinal cord paralysis or TBIs. If you suspect that someone with sleep deprivation was a factor in an accident in which you were recently involved, you need to share these concerns directly with your personal injury lawyer as soon as possible after the accident has happened. This allows your personal injury lawyer to begin a car accident investigation and to engage other experts such as accident reconstruction specialists to look into the factors involved. The police reports and eyewitness statements may also serve as helpful information in your pursuit of justice with a legal claim.

You May Be Entitled To Compensation

You may be entitled to recover compensation to pay for your medical bills and other damages linked to the accident, but it is your willingness to hire the right personal injury lawyer and your attention to detail to hire someone sooner rather than later that can dramatically increase your chances of success in a personal injury claim. You cannot afford to wait if you believe that sleep deprivation was a factor in an accident in which you were recently hurt.

Living through a natural disaster is an experience that more people are becoming familiar with because of Hurricane Irma. This most recent hurricane season led to several natural disasters leaving behind devastation.

Insurance Policies Don’t Always Protect The Homeowner After A Hurricane

Many of the families who lived through the ordeal thought their hurricane insurance policies would protect them but later discovered that the insurance company denied their claim and the crucial coverage they needed to put their lives back together. If this applies to you, you might still have an option to pursue legal action.

Plenty of people are still dealing with the aftermath of denied hurricane Irma insurance claims, but research now shows that if you already have expensive insurance, it may go up in the coming weeks and months. Several months after hurricane Irma, the state of Florida is just beginning to analyze the storm’s potential impact. An epidemic of abuse and fraud associated with the assignment of benefits has already been blamed for the rising home insurance rates found throughout the state.

Insurance Rates Are Climbing

However, rates will be climbing for homes in the coming years, according to research. Assignment of benefits is a tool that when used appropriately can make the insurance claims process easier. A recent bill was passed in Florida to address the AOB problems in the state, known as HB7015. This would put restrictions on AOB agreements and make alterations to the state’s attorney fee rules.

A Variety Of Insurance Denials Are Now Affecting Homeowners

Three other measures associated with AOB are also being considered in the state senate. AOB lawsuits in Florida have increased more than 1000 times in the ten years between 2006 and 2016. This is often associated with situations in which an AOB is given over to a contractor and the contractor then has the claim denied by an insurance company. A number of different types of insurance claim denials have been impacting families in the aftermath of hurricane Irma, all of which can put unnecessary stress on families and lead to the pursuit of litigation with the help of the right lawyer.

A National Highway Traffic Safety Administration study finds that diabetics and heart attacks are behind more than 30% of serious accidents. Ford and other automakers are currently working on medical monitoring systems that could help decrease the chances of an accident by monitoring the heart rate of the driver and forcing the vehicle to pull over and contact 911 if significant changes are found.

A medical emergency might be unavoidable. When you’re operating a car, your full focus needs to be on the road in front of you. But what happens if you develop the symptoms of a serious medical problem like a heart attack?

Up to 1.3% of all crashes are precipitated by a medical emergency reported by the driver. While Ford shares that this technology could be up to ten years in the future, it could prove important for allowing people to get medical help and minimizing the chances of a multiple car pileup. Heart issues, in particular, are especially problematic in terms of car accidents because a person may not even realize they are having a heart attack and may lose consciousness and slam into other vehicles. This could cause severe injuries or fatalities for other people in addition to putting the victim of the medical emergency at risk as well. 

The medical monitoring systems being developed now would pull the car over and contact 911, giving the driver a better chance of avoiding the serious consequences of a catastrophic medical incident and accident. If you have already been involved in an accident that you believe was at least partially caused by a medical emergency, this information is important to share with your personal injury attorney. Do not hesitate to reach out and get help from a knowledgeable personal injury lawyer who can help you manage any legal claims tied to such a problem.  

If you’ve been involved in an accident and are having problems with your insurance company after the fact, you shouldn’t stuck trying to sort through these issues when healing should be at the forefront. Having a lawyer who understands personal injury law and insurance issues can help you avoid the challenges.

Did you know that most personal injury cases are not won in court, but are instead settled with an agreement involving the other party in mediation or negotiation? You still should have a lawyer to help you understand the importance of negotiations.

Insurance Company May Seek To Minimize Your Insurance Claim

After any personal injury situation or interactions with an insurance company following an accident, the insurance adjustor may try to delay or minimize your claim. This situation is no doubt frustrating when you are the policy holder in question.

There are numerous different concerns that will arise during this stage of your case and one of them may be whether or not it actually makes sense to accept the settlement offer presented by the insurance company. It may have been difficult dealing with the insurance carrier to this point and therefore you may be tempted to accept a settlement offer to close out the case and move on with your life. However, this could be a big mistake if you don’t know the accurate value of your injury claim.

A Cash Settlement After A Personal Injury May Seem Like A Blessing, But Is It Really?

Many people who have recently been injured have so many different things to worry about that they don’t know the true scope of the injuries and medical conditions they have developed due to the accident. A cash settlement offer seems very tempting to accept right away, because it would allow you to begin putting the pieces of your life back together. However, until you have received a firm diagnosis and better understand your conditions, a settlement offer that seems like a lot of money now might not translate to the long-term costs and complications associated with your injuries. It’s always best to speak to an experienced Personal Injury Attorney in order to protect you and your families future.

You Are Not Obligated To Accept A Personal Injury Settlement, Don’t Short-Change Yourself Or Your Injuries!

You are not required to accept the first settlement offer presented by an insurance company and you will want an attorney at your side to help you negotiate a full and fair settlement offer. Your lawyer should be just as dedicated as you are to recovering maximum compensation for your injuries. This may lead to an accepted settlement offer in some cases but when the offer is unfair or does not fully compensate you for what has happened, your attorney should be prepared to pursue further legal action.

 

                                                                          

On September 10, 2017, Category 4 storm Hurricane Irma made landfall in the Florida Keys. Then, it continued to travel up the West coast of Florida through September 11th. It traveled to Georgia, Alabama, and South Carolina as a tropical storm. During the previous week, Irma killed at least 41 people in the Caribbean Islands as a Category 5 storm. Needless to say, the damage from Irma is significant and long-lasting for many Florida residents.

What Does Hurricane Insurance Cover?

Most people in Florida have hurricane insurance — it’s almost a necessity. With sun and white sands also comes the probability of experiencing severe weather and hurricane damage. Both of which can be quite costly in many cases. Many people believe that hurricane insurance covers any damage at all done by a hurricane, but this isn’t quite true.

Surprisingly, there’s no such thing as “hurricane insurance”. Hurricane damage is typically covered by different types of policies. For example, damage from high winds and flying debris is likely covered under private homeowners insurance. Private homeowner’s insurance doesn’t cover flood damage, however. Separate flood insurance must be purchased before the hurricane. This means that two claims may need to be filed with two separate insurance companies.

If your homeowner’s policy does cover hurricane wind damage, there may be a deductible that ranges anywhere from 3-5%. This means repairs can still be very expensive, especially if there was a large amount of damage.

What to Do When You’re Denied — Or Your Insurance Doesn’t Cover Enough

In situations like with Hurricane Irma, where a great deal of damage was done, it’s not uncommon for families to have their hurricane insurance claims denied, or even if they were approved, the policy doesn’t come near covering the damage done. This can leave families scrambling.

If your insurance claim was denied or your insurance isn’t going to cover enough of the damage caused to your home or other personal property after hurricane Irma, it’s important that you reach out to a seasoned attorney with specific experience in working with insurance companies.

Contact Frank D. Butler, PA Today for More Information

Don’t accept an insurance company’s denial or a lowball settlement offer after Hurricane Irma. You could be entitled to more. Let Attorney Butler use his skills and resources to help you navigate the challenging waters of getting Hurricane property damage covered under insurance claims after a hurricane. Call now for a consultation at (727) 399-2222 or (813) 999-2221.